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Buy Now, Pay Later (BNPL) services allow you to purchase an item immediately and pay for it over time in a series of fixed installments. While often interest-free, they carry risks like late fees and can encourage overspending.

Shrinkflation is the practice of reducing the size, weight, or quantity of a product while the price remains the same or increases slightly. It’s a subtle way for companies to pass on rising costs to consumers without raising the sticker price, which can deter shoppers.

Skimpflation is the practice of reducing the quality of a product or service while keeping its price the same. This can mean using cheaper ingredients, thinner materials, or reducing customer service staff.